all redundent laws are now under process of removal. but the law which should be scrapped with lighting speed is secrecy law in bank. all defaulter of bank loan money should be shown on regular basis in Radio/TV and print media. 50 big defaulter of all PSU Bank should be honoured by our Govt for best men of the country for looting public.

for improving performance of psu banks, need to recover corporate debt & EARLY WAGE SETLEMENT 10 th BPS SETTLEMENT

a then overnight all sick PSU bank make a handsome profit and may even cross the profit shown by Pvt sector bank. We Indian have to also take a pledge that money taken from Bank should be repaid honestly. Our right hand is cheating left hand. Right hand wants his money should be safe and left hand want to loot as much as possible. can a country can survive with such way of working. all court and DRT should work specially on Holidays and give the judgement and any stay should be by Supreme Court

to bring improvement inPSU bank, our Sleeping agencies like Finance Ministry, court, DRT all have to wake up and work for at least 48 hours in a day of 24 hours. NPA and restructured assets called stressed asset is nearly 8-10 lakh crores amount and which do not earn interest and again PSU bank have to make a provision for such amount, again denting profit of Bank. If steps are taken for recovery of such big amount with the full cooperation of all including top Bank official and Big Businessmen

Few suggestions for discussion 1. Too many policies for banks, now it is controlled by RBI, Finance Ministry, IBA, Rural Department, ED, FEMA etc controlling part should be seen by only RBI or Fin. Ministry in relation to all aspect.. 2. Bank will do only banking work other work should not handed over to bank. 3. freedom of work should be given to Bank Staff. 4. salary revision is pending 5. corruption at higher level to be curve 6. Political appointment should be avoid.

No. of employees should be increased and retention policy should be defined. Govt and bank should look after employee satisfaction so that candidates do not leave job after joining. Unnecessary transfers make candidates think of leaving job, this should be corrected. I think this will also reduce the cost of bank.

Young people should be employed to increase efficiency.banks should be given limits to open number of bank accounts per branch.more number of accounts in one branch and less staff will decrease efficiency automatically.more branches should be opened by studying the population density of an area.income tax,sales tax,pension and other government payments should be through net banking.parking space for customers should be taken care of.sitting,wash room,drinking water arrangements should be there

no follow up is being made by govt.whether the circular relating to female employees transfer has been implemented by the banks or not.

Banks should be asked to implement the govt. policies. the tendancy in banks is that try not to implement the policies if they are favouring employees. that may be relating to physically hadicapped or posting of female employees or anything else. if that policy is in favour of employees, then they make all out efforts not to implement those policies. Such attitude of management demoralizes the staff and you can not expect better services from demoralized staff.

all Public Sector Bank's data should be interconnected so that any work at any branch of any bank can be performed.