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Suggestions invited for improving performance of Public Sector Banks

Suggestions invited for improving performance of Public Sector Banks
Start Date :
Jan 01, 2015
Last Date :
Jan 01, 2015
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

The information provided here ...

The information provided here
highlights the performance of Public Sector Banks vis-à-vis Old Private Sector Banks and New Private Sector Banks. It can be observed that there is a huge scope for improvement of Public Sector Banks in all parameters, especially efficiency parameters.

Suggestions are invited from the public at large for improvement of performance of Public Sector Banks.

Last date for sending your suggestions is 31st December, 2014.

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Showing 1947 Submission(s)
Atul Agarwal
Atul Agarwal 11 years 7 months ago
some times bank account holder gets credit of some amount in his account, of which , some times he does not receive advice from the amount remitter and the branch is not able to disclose much about the said credit and the narration in pass book also does not clarify, therefore, he is unable to know the details of the credit. Kindly use your good offices for some arrangement that the branch receives full information from the remitter and , on demand, it issues a detailed credit advice to the
Atul Agarwal
Atul Agarwal 11 years 7 months ago
State Bank Of India (SBI) does not follow Companies Act , 1956, particularly sections 108 and 109 , as regards transfer and transmission of shares , but it follows its own Act , thereby SBI allows transfer / transmission of shares without transfer deed only in very few eventualities and SBI does not allow transfer / transmission of shares without transfer deed in cases where transfer / transmission occurs by operation of law. Please use your good offices that SBI follows the Companies Ac
Atul Agarwal
Atul Agarwal 11 years 7 months ago
Rather, Banks may take services of existing share markets' KRAs and may have more integration (BCSBI/ RBI / IBA in consultation with SEBI) , by using one KYC for all the three purposes i.e. trading a/c, DP account and bank account. Client registration process (KYC) should be similar to issuance of PAN Card. Prospective client should submit an application to a KRA and the KRA shall issue a Client Registration card (CRC), data of which should be available for verification from the KRAs' websit
Bhavna Bhagdev
Bhavna Bhagdev 11 years 7 months ago
1. Make sure for morning time from 8 a.m. so i will convenient for all public who are doing private job. 2. Make sure the the FD maturity amount directly credit in the persons account, (IF they mention at the time of deposit) to avoid rush in bank. 3. Please provide Special treatment for Aged persons 4. for balance inquiry provide through miss call to bank (mobile facility)
Atul Agarwal
Atul Agarwal 11 years 7 months ago
1. Please refer to following point no. 10 in the advertisement : " 10. PRE EXAM TRAINING SBI may arrange pre-examination training at certain centers for SC/ST/XS/Religious Minority Community candidates" All / most of the banks are doing the same. I request you that such pre exam training be also provided to PWDs by all the banks. 2. Banks may too have KRAs (Know Your Client Registration Agencies ), akin to KRAs formed under SEBI guidelines for trading accounts of clients with share bro
Prakash Tripathy
Prakash Tripathy 11 years 7 months ago
Any institution is as good as the person heading it. Select right people as MDs- no compromise on integrity & competence. Reduce Govt. share holding on banks. Define the broad objectives of the banks & give functional autonomy to the management. Scrutinize the big loans which have become NPA & punish the people behind it. Drop the idea of loan waiving- it is like rewarding the defaulters &punishing the honest burrowers who repay the loan. Encourage merger of week banks with strong ones.
Aditya Saraiya
Aditya Saraiya 11 years 7 months ago
Sir u here are speaking abt improving performance of public sector banks n in Pune(Maharashtra), there was a RUPEE BANK FRAUD CASE which is not yet resolved the people are facing challenges after seeing that the authorities of the public bank create ghotalas n take away all the money so how should we believe abt the transperacy of public banks as we deposit our savings Not only abt the RUPEE bank but also many such cases r dere in the state
Shreyans Shah
Shreyans Shah 11 years 7 months ago
Sir banking system is on verge of collapase due to large NPAs and restructuring. No wonder people dont trust banks and put money as deposits because large borrowers go scot free and small borrowers are prosecuted so people ask themselves "is my money safe in banks"?? Will bank lend me money? and last if large borrowers have right to go scot free even I have that right even I can argue right to equality in courts! Sir are you ready to bailout entire system? Do you have that much money in treasury
Shreyans Shah
Shreyans Shah 11 years 7 months ago
Sir in large scale NPAs where Public Sector Banks have not even filed court cases and they harass small borrowers and dont give credit to SMEs this seriously dampens governments credibility of surajya. People are watching every move of government even letting large borrowers go scot free. Sooner or later someone will file PIL in courts if you dont act it will result in PR disaster for goverment as more NPAs arise and you let people get scot free and dont recover money and allow large NPAs.
Pragneshkumar Patel
Pragneshkumar Patel 11 years 7 months ago
All PSB management responsibility should be given to private sector so they will manage in better way with high profitability and good customer satisfaction.But government should have control and laws to support end users also.PSB employee should be trained on gadget and must be intelligent and practical ( result oriented )