Banking services in a public sector bank are not satisfactory A rating system should be established in such banks on whose basis salary and incentives should be alloted to the working staff of the bank A feedback form or something like this shuld be there for customers so that they can mark the staff members according to their working and responsiveness

sir why cant you use or take loan from the DEAD AMOUNT WHICH IS IN LIFE INSURANCE COMPANYS AND BANKS THOSE AMOUNT IS NOT HAVING ANY RELATED PERSONS WHY CANT YOU USE IT FOR DEVELOPMENT I CAME TO KNOW THAT ITS ABOUT 65000 CRORES PLEASE DO USE OF IT

public sector bnk devolop karna hai to mera manna hai ki pehle uske employee ko modern&sharp banane parega..there should be a system of employee rating as their performance.... har shopping mall k tarah or private bank ke tarah bank main bhi kuch log customer ko convenes karne k liye rakhna 4ayihai... or unko performence k besis pe incentive or comison milna 4ahi hai jisse unki utsah mile or o oor totpor hoo customers ko conveince karne k liye..& unko surveillance k liye ek officer rkhna 4aiye

Banking or financial sector is considered to be a back bone of every economy even for a small business entrepreneur but In India the banking system is not catching the pace reason is lack of knowledge at front level and rigid attitude at senior level, I have seen to prove their word right some official harm the banking system & procedure so It is suggested that proper training at all level should be imparted secondly credit process for small unit be need based not related with vested interest.

1. Make essential details of documentation required for any loans, interest rates, all charges applicable, min & max timelines, key contact persons etc easily available. 2. Train all staff members to be polite to every customer. 3. Mechanism to report rude behaviour. 4. Many who work on all 6 weekdays cannot visit bank for various works. If banks are open on Sundays, it will help. 5. Reduce the documentation burden for loans. 6. Appoint staff who can speak local language of branch

Increase accesible hours 9am to 9pm. 7 day week.Have 8 hour shift duties-5 day week for staff. Holidays in line with private sector. Pick up and drop of at stations. Will create jobs.

1. Eliminate bad loans 2. Bring in dynamism 3. Front end staffing should be less than 40Yrs old, as the age get in enthusiasm declines due to many reasons

make all the banking process are keep running fast and more secure and more quickly.the atm machines and other bank services are very slow and this cause the public is very interpreted to going through bank process and firs establish of green banking and online banking sector in over the India and all the sector.make the banking easy for the common man,make the banking facilities easy to use and access for every one

We have to develop Corporate Culture in the Bank. Presently, the CMD/ED are selected with political consideration who in turn use these Banks for their personal gains. It is desired that the selection of ED & CMD be made on transparent, professional manner. Further, to get rid of huge NPA and hidden NPA Banks should be advised to declare their true NPA without hidding them on 31.12.2014 and if any wrong reporting is find after they will be held responsible. I want to give PPT on the subject.

Bank should work like a mobile company. they are covering major arias of the country through their agents. bank can also issue that type of rechargeable cards so that any people can do bank transactions any ware.