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इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव

Draft Proposals for Facilitating Electronic Transactions
आरंभ करने की तिथि :
Jun 16, 2015
अंतिम तिथि :
Jun 29, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित ...

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित घोषणा की:

“काले धन के प्रवाह को रोकने का एक तरीका नकद लेन-देन को हतोत्‍साहित करना है। आजकल चूंकि बहुसंख्‍यक भारतीयों के पास “रूपे” डेबिट कार्ड होता है अथवा वे उन्‍हें प्राप्‍त कर सकते हैं, अत: मैं शीघ्र ही कुछ ऐसे उपाय शुरू करने के प्रस्‍ताव करता हूं जो डेबिट अथवा क्रेडिट कार्ड संबंधी लेनदेनों को प्रोत्‍साहित करेंगे और नकद लेन-देन को हतोत्‍साहित करेंगे।”

तदनुसार, इलेक्‍ट्रॉनिक लेन-देन (ई- लेन-देन) को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव तैयार किए गए हैं। मसौदा प्रस्‍तावों पर टिप्‍पणियां और अभिमत आमंत्रित हैं।

इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव (नीचे प्रस्‍तुत प्रस्‍ताव केवल मसौदा अवस्‍था में है और लोगों की राय जानने के लिए इन्‍हें यहां रखा जा रहा है। इस अवस्‍था में वे प्रस्‍ताव, सरकार की किसी प्रतिबद्धता को इंगित नहीं करते।)

आपके विचारों को व्‍यक्‍त करने की अंतिम तारीख 29 जून, 2015, सायं 5:00 बजे तक है।

फिर से कायम कर देना
1250 सबमिशन दिखा रहा है
Bala Sama
Bala Sama 11 साल 4 दिन पहले
All electronic transactions should have an inbuilt incentive of 0.5 or 1% reduction in the cost upto the first 10000 rs or some other reasonable amount. Consumer mentality is to go for the cheapest always. So, small cost incentive will be entice the consumer. Also,government should ask banks to completely waive off all transaction charges in such transactions. Once electronic transaction has enough penetration high denomination currency notes must be withdrawn to curb black money even more
Ravinder Yadav
Ravinder Yadav 11 साल 4 दिन पहले
Yes the cash transaction should be completely ban in India.The gov should bring such a scheme that even small vendor and common and poor man can also do transaction through mobile. It will save our country from corruption, blackmoney and save trees and many more resource and precious time as well.
Rhythm Varshney
Rhythm Varshney 11 साल 4 दिन पहले
There has to be no deposit limit in the bank account of any type, instead a limit on withdrawal. All transaction above certain limit has to be made either by NEFT/RTGS/Cheque with same day/instant remittance and cheque can also be posted to bank via email and banks must have a system to validate cheque instantly. The other option could be tele banking for transfer through IVR.
ANILKUMAR K
ANILKUMAR K 11 साल 4 दिन पहले
Indeed its a great move. This will improve the purchasing power of common man. All transaction above 1 lac should be definitely routed thru the bank a/c & PAN card must be reqd. Cash withdrawal and remittance of Rs. 20000/ from one account during a calendar month should be taxed. All banks including co operative, should come under the rule. Present system of TDS for bank deposit to be changed. Bank should deduct tax for interest payment above 10000/- and payee can claim refund from ITdept
Anand Reddy Pesaladinne
Anand Reddy Pesaladinne 11 साल 4 दिन पहले
The draft proposal on electronic transaction is a great measure to curb black money transactions, tax avoidance & reduce corruption. However, the following points must be considered to make India a cashless economy: Reduction of service tax, VAT, surcharge & luxury tax on non-cash transactions No charges on IMPF & other bank transfers User controlled dynamic spend limits on Debit cards Alternative methods for 2 factor authentication Install NFC supported machines at POS. Great initiative
Vivek Sharma_23
Vivek Sharma_23 11 साल 4 दिन पहले
The draft proposal on electronic transaction is a great measure to curb black money transactions, tax avoidance & reduce corruption. However, the following points must be considered to make India a cashless economy: Reduction of service tax, VAT, surcharge & luxury tax on non-cash transactions No charges on IMPF & other bank transfers User controlled dynamic spend limits on Debit cards Alternative methods for 2 factor authentication Install NFC supported machines at POS
Nishikant Tripathi
Nishikant Tripathi 11 साल 4 दिन पहले
The draft proposal on electronic transaction is a great measure to curb black money transactions, tax avoidance & reduce corruption. However, the following points must be considered to make India a cashless economy: Reduction of service tax, VAT, surcharge & luxury tax on non-cash transactions No charges on IMPF & other bank transfers User controlled dynamic spend limits on Debit cards Alternative methods for 2 factor authentication Install NFC supported machines at POS. Great initiative!