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इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव

Draft Proposals for Facilitating Electronic Transactions
आरंभ करने की तिथि :
Jun 16, 2015
अंतिम तिथि :
Jun 29, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित ...

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित घोषणा की:

“काले धन के प्रवाह को रोकने का एक तरीका नकद लेन-देन को हतोत्‍साहित करना है। आजकल चूंकि बहुसंख्‍यक भारतीयों के पास “रूपे” डेबिट कार्ड होता है अथवा वे उन्‍हें प्राप्‍त कर सकते हैं, अत: मैं शीघ्र ही कुछ ऐसे उपाय शुरू करने के प्रस्‍ताव करता हूं जो डेबिट अथवा क्रेडिट कार्ड संबंधी लेनदेनों को प्रोत्‍साहित करेंगे और नकद लेन-देन को हतोत्‍साहित करेंगे।”

तदनुसार, इलेक्‍ट्रॉनिक लेन-देन (ई- लेन-देन) को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव तैयार किए गए हैं। मसौदा प्रस्‍तावों पर टिप्‍पणियां और अभिमत आमंत्रित हैं।

इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव (नीचे प्रस्‍तुत प्रस्‍ताव केवल मसौदा अवस्‍था में है और लोगों की राय जानने के लिए इन्‍हें यहां रखा जा रहा है। इस अवस्‍था में वे प्रस्‍ताव, सरकार की किसी प्रतिबद्धता को इंगित नहीं करते।)

आपके विचारों को व्‍यक्‍त करने की अंतिम तारीख 29 जून, 2015, सायं 5:00 बजे तक है।

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1250 सबमिशन दिखा रहा है
husseni ghasia
husseni ghasia 11 साल 1 week पहले
My view on Electronic Payment is that to best it should be Revenue Positive for Monitory Agency Incentive if any should be accountable, should be monitored which will help to eliminated over the period of time. Any incentive is subsidy i.e. government cost which should be justifiable against long-term economic benefit to country. Transaction should be targeted -Gas Station, Restaurant, Alcohol Seller, Stores, Milk/Ice-cream/Justice Centre, Auto/Taxi, Salons/Parlour, Road Side stall
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husseni ghasia
husseni ghasia 11 साल 1 week पहले
Incentive - Cash Back Incentive in their bank account on their total E-Rupee transection while selling Service/Goods. Example 0.25% on total E-Rupee Transection Accepted say 1 year or say 2 year or say max value Rs. 49,999/- per Month for 2 years from date of issue. Deterrent - Daily cash withdrawals from ATM upto Rs. 5000/- should be charged by bank at the rate of Rs. 1 per Rs. 500 and it will subside card cost. Deterrent - Daily cash deposit above Rs. 500/- should be charged by bank
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Lucky Varthavani
Lucky Varthavani 11 साल 1 week पहले
Appreciable step to enter the digital world. To improve following: 1. Many rural banks shall adopt e-banking. 2. Transaction costs of e-banking to be reduced and to be maintained at constant level(say @ 0.001% per transaction) as neglible costs it will not be considered by the transacting parties. 3. Cards life(validity): For employees it is difficult to spend time to go to banks and apply for new or lost cards. Doorstep services by banks to be adopted. 4. Avoid inter bank/state charges.
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Amish Chhadva
Amish Chhadva 11 साल 1 week पहले
A very good Initiative.....To promote the electronic transaction the various charges on NEFT/RTGS/Fund Transfer can all be waived off. Also the system can be made more transparent by making the details like bank a/c no, bank name, etc of the person transferring the fund being reflected in the bank statement of the person receiving the fund. This will motivate the peoples who have access to internet use this facility for making payments towards rent, monthly grocery bills, etc....
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Prakash Mavinkurve
Prakash Mavinkurve 11 साल 1 week पहले
1. Create a GOI owned payment gateway, like Rupay etc. that can remove the high costs imposed by the mmc gateways like VISA and MASTERCARD 2. make connectivity to the GOI gateway free for merchants by using loss making BSNL etc. 3. Create an effective policing mechanism to regularise merchants who are not accepting electronic payments like Doctors etc
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Uday Kumar G
Uday Kumar G 11 साल 1 week पहले
Hatsoff FM, a very good initiative!!! Application fees for various govt jobs, RTO fees collections, Tax payments, Fine collections (both state & central), Fees on various government services, government education courses and examination fees, public sector gas and utility bill payments, toll collections are some areas where card payments should be facilitated.
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PARTHA CHATTOPADHYAY
PARTHA CHATTOPADHYAY 11 साल 1 week पहले
A very good idea indeed. Online purchase of railway tickets had also be encouraged in this draft proposal.However, at present as per existing provisions of IRCTC no refund is made after departure of train in case of online purchase. It should be waived and made at par with the provisions of refund of cancellation as exist for cash purchase.
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Sandeep Sharma
Sandeep Sharma 11 साल 1 week पहले
A great vision by government. Non cash transaction can eliminated through this mode and will help to keep a track of payments by paying thru card. Most important is to make certain payments through online mode so one can easily do that. Recently the PF payment had been made online benefiting the entire corporate world from the hassle of going to bank and doing it. More lucrative options needs to be floated if payments are made by cards say cash back, extra reward points by bank, free vouchers
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Nagarajan R
Nagarajan R 11 साल 1 week पहले
Its a real good Idea. One of many by this Govt. Personally , I am so happy that I need not withdraw money for sending. Though , I prefer to do all transaction with Card Based , recently i stopped using it for my Petrol Fill,as it attracted service charges.When I say my hard earned money is going as tax for not of my fault,I decided to go for cash transaction.With this new proposal,if I get tax benefit,and don't get Taxed on Card,I will go back to Card for filling.Thanks FM and PM !!
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