number of single window counters should be increased so that small deposits and withdrawals can be performed faster and the problem of standing in lines will be decreased.

total restructuring of banking sector will help... Customers and employees, both should know what is to be done by whom, at what seat and how. Most employee say that this is not their work. I think even they are correct some time, because banking sector is so wide that a single person cannot perform all duties of banking. Also, I have observed that bankers are not satisfied with their job. reason can be their low salary and high risk involved with their duties, undefined working hours.

transfer policy in banks needs consideration. normal practice prevailing is that if the staff is not posted at his/her home town, then he/she will sit late in office and will work more. while the actual scenario is totally different. A person living away from his/her family, feeling lack of emotional and social security, lack of happiness, how can provide service happily. moreover, a person is well conversant with the local people of his place and can understand their mentality and serve better

Biggest crisis are 1) loaning staff no well paid, they take the most risky transactions of the system at the same pay even less pay......how a 30000 earning person take a decision or 3,00,00000 or even bigger 2) loaning staff are most punished staff by banks vigilance systems for good decisions taken by them going unsuccfull due to other reasons......so no staff want to go to loaning department....... Their is no motivational act .... Their is only fear, negative feeling of hang down....

1) govt should clearly decide public banks are for profit earning or politics votes r for economic development 2) banking hours are highly undecided normally 10 to 7pm 3) by govt put all their plans to psu and not on private sector 4) salary is on vry low side

Public sector banks & all the Govt. offices have to work at least half day on Sunday also to improve their overhaul efficiency, like Private sector. all the transaction on saving bank accounts to be free to attract customers because now a days all works are on line, so that people can attach with public sector banking, Banks have to develop a very secure online services so their cost of per transaction can be reduce, people can avail such banking facilities from their homes & ATM.

Dear Modi ji, please solve these problems: 1) salary settlement of 8 lac staff is pending since last 2 years @40%. 2) why private banks are not given non productive tasks like Jan dhan, aadhar card, sponsor loan case 3) banking sector is facing staff shortage crisis 4) why any support was not given toh banks for opening 7.5 lakh ac 5) banks are only way to get vote counts 6) 80 % npa of banks is of govt sponsored loan cases

Even banks can finance a people at very small percentage of interest who ar interested to sell vegetable & fruits in Laari, I mean a very small level of Business, instead of to give loans to large business group & after some years they hang their hands that our business is in loss now I can't pay money. instead of taking action to give amount to small people we can increase the un employment. It's most necessary that our public sector banks have to trained their staff for respectful behaviour.

Sir, Working hour in bank should be clear, there fore, employee will work far better, without sitting late. Due to late sitting by some officer, junior have to sit late, this lead banking expense high. work should demand on reasonable level and accountability level should be clear in para meter of work load. If work is over loaded, mistake will be happen. This should be avoid in public sector bank. Govt should have clear stand for recovery of big bad loan (corporate loan).

When banks are going to finance some amount of Finance for a large cap & med. cap business then bank management has to just see that is it a good decision to finance a person or not instead of known social & political leader, or don't finance a person who can be cruel or can offer bribe, just see that a person is able to do business & can pay back or not because those money belongs to Bharaty public.