Education is the backbone of national growth, and equitable access to quality education is essential for inclusive and sustainable development. The cost of education, particularly in private institutions, has increased substantially, placing a significant financial burden on middle-class and economically weaker families. Government schools play a vital role in providing affordable education, especially in rural and semi-urban areas. Focused investment in this sector can substantially reduce dependence on expensive private institutions. I am confident that focused reforms in these areas will not only reduce the financial burden on families but also strengthen the public education system, contributing significantly to social equity and national progress.

Respected Ma’am, I am writing to you in my professional capacity as a Chartered Accountant to formally submit a comprehensive memorandum outlining strategic recommendations for the upcoming Union Budget 2026-27. Pursuant to my annual practice of contributing to the nation’s fiscal discourse, this year’s submission is particularly focused on the seamless implementation of the Income Tax Act, 2025, slated to take effect from April 1, 2026. The attached memorandum offers a technical analysis and specific policy proposals aimed at: 1. Structural Tax Reforms 2. MSME & Corporate Growth 3. Administrative Efficiency 4. Socio-Economic Vision The Budget Recommendations and Key Areas are enclosed in attachments. CA Satishchandra Chandak

1) Under new Income tax regime u/s 115 BAC atleast some fixed amount of deductions to be given to physically handicapped persons to meet out their specific/medical expenses (2) similerly certain fixed amount of deductions to be given to the senior citizen persons in respect of bank Interest received, conveyance expenses Etc. 2) For submitting any type of Incomet tax returns Portal is to be prepared in such a way that the entire admitted tax laiblity under the ITR should be paid completely as against the present method where in ITR can be filied without making any payment of taxes and this method is now being misused by the some of the assessees which result in loss of revenue to the Government

Mera naam Krishu Gupta hai aur main Bihar se hoon. Aaj ke time mein India mein har cheez par tax lagaya ja raha hai. Land kharidne par tax, purkhon ki zameen apne naam karane ya bechne par tax. Jab mehnat mere dada ji ne ki, to government ka itna right kaise banta hai? Agar koi stock market mein invest karta hai to profit par tax lagta hai, aur jab us paise se kuch kharida jaata hai to phir se tax dena padta hai. Road par chalne ke liye toll tax, har jagah sirf tax hi tax. Isi wajah se har saal 2 lakh se zyada log India chhod kar foreign countries mein settle ho rahe hain. Iske alawa, na to hamara education system strong hai aur na hi schools mein finance jaise practical subjects sikhaye jaate hain. Isi liye log India ke bajay foreign jaana zyada behtar samajhte hain. Government ko One Nation, One Tax jaisa system lana chahiye, taaki log foreign jaane ke bajay India mein hi assets aur investments karein. Isse logon ko bhi fayda hoga aur desh ki economy bhi strong hogi, dual benifit.

If India truly wants to be a global power, education—not slogans—must be the highest priority. China and Japan invested heavily in modern, future-ready education, civic discipline, and scientific thinking, achieving near-total literacy and world-class talent. Indian youth still migrate to the USA and elsewhere for better education and research. This is not a lack of patriotism—it is a systemic failure. We need urgent education reform: modern skills, research and innovation, strong teachers, civic discipline, accurate Indian history (not British-modified narratives), and Indian culture and values—all taught together. A strong nation is built by educated, disciplined, skilled citizens, not by speeches alone.

Dear Sir We do not have own own mobile manufacture company We have such a huge market and there is not a single significant Indian manufacturer.. We must have correct policy to encourage companies to manufacture mobile phones

Invest in Infrastructure, especially world-class roads. We know the national highways are very good, but we want every road in India to have a proper drainage system and no potholes. If any contractor built road destroys and form potholes very quickly, without any drainage or good quality bitumen, BLACKLIST THAT PERSON IMMEDIATELY and NEVER GIVE HIM WORK!!!!!!

Respected Finance Minister, Govt of India, Accept my gratitude for raising the limit of income to 12 lakhs for the purpose of income tax in your last budget. It will provide a good relief for the people having upto 12 lakhs. But the people especially employees who have income just above 12.75 lakhs will have to pay heavy income tax as compared to people having income below 12.75 lakhs. So it is unjustified. The people having income above 12.75 lakhs also should be charged No Income Tax up this limit and income above 12.75 only should be tax free for all. Thanks in advance and hope exemption will be given in real sense. Hari Ram Kaushik

Dear Sir, For Automobile Industry India with huge population and we have Joint family system still in large numbers. We need different size vehicles wih 8/9/12 seater.. if you we have many car companies with Many car options.. BUT if you have family of 8/9,/12..people you have only Tempo Traveller vehicle. See the potential to encourage motor companies to bulit these type of vehicle with right revised policy when individual can drive this vehicle with family We have huge un tabbed our own market

Invest more in Research and Development, if we really want to innnovate and make new technologies in india, you have to invest a lot into RESEARCH AND DEVELOPMENT!! Look at usa or china and see how much they invest on r&d. Not Investing in R&D is also a reason why great talent doesnt want to stay in india and moves to usa. invest more in R&D asap!!!!