Have a relook at the Wage Negotiation process of the bank: the current negotiations methods are inappropriate and fail to fetch the desired results for the staff. It’s a huge industry and their negotiation should be directly with the Finance ministry. Realize X bipartite settlement with 40% wage revision. If an employee takes promotion his benefits, allowances and salary should be double then only some body will take promotion. Allow them to travel by air if situation permits to resume their dut

Revise the definition of big banks from present 3,00,000 CR to 5,00,000 CR

Every year banks are involved in window dressing to hide the actual figures and this year also they will be involved in order to save the entity from getting merged.

16. INSTRUCT ALL BANKS TO INSTALL AUTOMATIC PASSBOOK PRINTING MACHINES AND CASH DEPOSIT MACHINES (CDM). AND THE CDM SHOULD ACCEPT CASH INITIALLY UP TO 1,00,000/- TO AVOID RUSH IN BRANCHES AND IF SUCCESSFUL THEN LIMIT SHOULD BE INCREASE UP TO 5,00,000 AND 10,00,000/-

8. PENSIONERS SHOULD SUBMIT LIFE CERTIFICATES TO THE PENSION PAYING AUTHORITY AND NOT BANKS. 9. 5 day banking is possible now thanks to alternate delivery channels like ATM, Net Banking, and Mobile Banking which are enabled 24 HRS 10.

6. Give more responsibility to clerks such as increase their powers to pass up to 5, 00,000/- in their ID itself. It will help in better deliverance of service to customers. 7. Increase the RTGS/NEFT charges 8. Impose “BANKING TRANSACTION TAX” ON TRANSACTIONS ABOVE RS. 5, 00,000/- TO STOP TAX EVASION AND CURB BLACK MONEY. 9. REMOVE 15G/15H FORMS IMMEDIATELY. THIS IS THE BIGGEST SOURCE OF TAX EVASION. INSTRUCT BANKS NOT TO DEBIT TDS A/C EXCEPT FOR REMITTING TAX TO THE GOVERNMENT.

Banking at door step in rural area. Using well equipped van with GPS link with branch,small Bio-metric machine for deposit and withdrawal cash, should be send to villages. So that people can access bank facility easily. Also they will deposit unused small amounts in houses.

1.Merger of Nationalized Banks, 2.2. Compulsorily maintain only 51% share in the nationalized banking unit 3. 6. The rich needs to pay the service charge for the services rendered by the bank 4. Ensure a penalty fee for bouncing of a cheque in any account including saving or current account of at least Rs. 5000/- and one year imprisonment for persons who is habitual of issuing cheques without having sufficient balance. 5. Realize X bipartite settlement with 40% wage revision.

3) Laws should be amended suitably to enable banks to recover dues from borrowers speedily.

Please think for the review of the pay of the bank officials espesially for those who deal with the customer/public directly. Clerks & Officers in the branch in all the PSU Banks must be enhanced with the tools and technology to handle effectively the pressure at the ground level to deliver the state-of-the-art facility to the common public.