The major drawback in any Public sector bank,which I feel, is that they lack in "customer satisfaction"... I am trying to get internet banking password activated for my salary account since last 5-6 months but it is not working out... If public sector banks focus on this issue, they can grow on a great scale..

stop cross country transfers in Public Sector Banks specially those who has already reached 55 . this is effecting efficiency. local posting will help in recovery and proper identification of borrowers. Technology products to be popularize.

Pls make easy norms those working in PVT bank like HDFC,ICICI so these people can easily joined because. age criteria, cast culture. This is impossible to work people who are currently working with pvt bank and they wish join public sector bank.

sir, avoid opening more branches in the same town/ locality. transport facilities are abundant in towns so no difficulty for the customers to reach a branch the work at the counters is very very slow no proper supervision allot separate counter for issue of ddsin major branches till such time dd system is abolished as suggested by me earlier

install machines to deposit cash upto 200000 as done by karur vysya bank stop issuing demand drafts ask all appointing authorities to open bank accounts applicants must deposit fees by rtgs huge paper and time can be saved by this method waiting time to get number for a/cs opened online must be reduced from the present 3 to 4 hours. more work must be extracted from the staff as all work has been computerized.

Dear PM PSU banks are insisting on PAY IN SLIPS even when a/c number is mentioned on the cheque. Pvt.sector banks do not. Cheque books are courierd individually to residence address incurring avoidable expenses.May be issued from branch across the counter. Even though RBI has freed SB interest rate all Banks have formed Cartel & uniformly offering 4% . As Sr.Citizens can not block funds in FDs they may please be given at least 6 or 7% on their SB a/c balance.

contd.. Linking loans with police records will not only reduce NPAs of Banks but may reduce crime rates. People who are not interested in jobs are not afraid of police FIRs against them as they can take loans and start business, can get car loans, home loans etc. Police records are huge database but linking it to banking will help them trace money laundering and will help us save ourselves from lending to criminal headed people.

Respected Sir, Hon. Shri. Narendraji Modi Priminister of India New Delhi. Sadar Pranam. kisi bhi customer ne ek bar jo interest rate se loan liya ho. to dubara use badhe huye interest rate ka bhar nahi sosna padna chahiye.jis din vo loan leta hai us din jo rate hai vahi customer ko aakhari tak chalana chahiye. rate kam huye to bhi jo rate se loan liya vahi rate se chalna chahiye. Pradeep Sarode Nagpur 9890255330

Very tough time now a days for banking sector being a dependency of everyone. Systems solution like advancement of technology supported for everyone, self working ATM for all purposes, discourage of un-healthy competitions between bank, similar policies for each bank will be helpful.Full fledge loan sector banking should be working seperately & independently. Basic activities should also be more fruitful by giving the extra benefit & facility like insurance, incentives etc.

Respected Prime Minister, I am working as loan officer since last 4 years in state bank group. I have worked with corporates, SME and retail loans as well. One of my suggestion to improvise PSBs is to stringent the lending techniques. During appraisal process, we are required to check ITRs, Sales Tax Returns, Reports from Credit information Bureus, other Bank statements etc. Why not police records?? Why don't we have an online mechanism to check police record of the applicant. Contd...