FOR GOVT BANK NPA, PLEASE FIX RESPONSIBILITY FOR RECOVERY OF BAD LOAN OFFICERS ARE RESPONSIBLE WHO IS PASSED LOAN , EVEN AFTER RETIREMENT

Continue Who are always underpressur to meet the targates Private banks are flourishing as they are working on their whims and are bussines oriented,thay must also be asked to open the account of poor people with0 balance and gov schemes should also be run through them National banks are the back bone of economy bank employees are dealing with gov money so pay and perks of all the national bankes emploee should be same with periodic increments.

1. Remove the lunch hr concept. They are not labourers but professionals. 2. CBS is not CBS. For any account modifications one has to visit home branch. 3. Improve call centres. 4. Managers don't use mails for communication. 5. Some discretion of the branch managers should be withdrawn. 6. ATM network to be made more robust, cash to be replenished timely. 7. Ambience of branches to be improved. 8. More people participation sought.

Respected Prime Minister, I am working in Union Bank of India.And my wife is working in Axis Bank. Comparing both,there is huge disparity in our monthly salary drawn. Whereas the work pressure and targets remain same.Also with Saturday working, we don't have time to rejuvenate ourselves.Therefore,for improving performance of public sector banks,salary of employees should be at current industry level and 5 days working should be there for employees to relax themselves. Regards Gaurav Pathak

Standing in front of gun point no one can perform well. For better performance you need better employee in bank, for that government should provide good working atmosphere with better Salary which attract better people to join bank. That ultimately improve public sector bank's performance. Banking industry is highly risk oriented, so there should be more use of technology to reduced the risk. govt should enact some laws to reduced loan defaulters.Corruption at highest level should be monitored

The performance of public sector banks can be improved by making the ambience of the banks very good, this makes the employee of the bank comfortable so that he gives the required service to the customer. Also, conveyance should be provided to them. The customer will be happy if he receives the service without any hassle, this will bring more customers, thereby the banks' performance increases.

Continue Gov money lying in suspense accounts either should be returned to Reserve bank for onwards transmission to the gov treasury or the respective Departments may be asked for proper reconciliation with bsnks Vacancies must be filled with regular staff in Banks Name of loan Defaulters who took loans above certain limits should be published in the leading newspapers with photograph after following proper procedures instead of being given harsh punishment to the Bank incharges

Allow only single bank account to any individual or company throughout India to check black money or multiple accounts in multiple banks must be banned.

नमस्कार, राष्ट्रीयकृत बँको का एकत्रीकरण करके एकही बँक बनाई जाय. ताकि जहाँ अलग अलगबँको की जरूरत से ज्यादा शाखाएँ हैं वहाँ की अतिरिक्त शाखाएँ हटा के जहाँ जरूरत हैं किंतू नहीं हैं, वहाँ नयी शाखाएँ स्थापित की जा सके. इससे राष्ट्रीयकृत बँको की खर्च बहोत बचत होगी. जैसे स्टेशनरी साहित्य, इमारते, कर्मचारी ईत्यादी. आपका भवदिय उमेश शिंदे, नाशिक

Lots of Gove money is lying in suspense accounts in the banks. Gov spends crores and crores on Welfare schems throughECS. Undisbursed amount keep on accumulating in the suspense account of the respective banks.Due to migrations,or death Or mis match Of data of the beneficiaries are the reasons of undisbursments. Bank incharges don't know to which dept and with whom name cheques is to be issued There may not be the problem in Delhi but in other big states something needs to be done.