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इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव

Draft Proposals for Facilitating Electronic Transactions
आरंभ करने की तिथि :
Jun 16, 2015
अंतिम तिथि :
Jun 29, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित ...

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित घोषणा की:

“काले धन के प्रवाह को रोकने का एक तरीका नकद लेन-देन को हतोत्‍साहित करना है। आजकल चूंकि बहुसंख्‍यक भारतीयों के पास “रूपे” डेबिट कार्ड होता है अथवा वे उन्‍हें प्राप्‍त कर सकते हैं, अत: मैं शीघ्र ही कुछ ऐसे उपाय शुरू करने के प्रस्‍ताव करता हूं जो डेबिट अथवा क्रेडिट कार्ड संबंधी लेनदेनों को प्रोत्‍साहित करेंगे और नकद लेन-देन को हतोत्‍साहित करेंगे।”

तदनुसार, इलेक्‍ट्रॉनिक लेन-देन (ई- लेन-देन) को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव तैयार किए गए हैं। मसौदा प्रस्‍तावों पर टिप्‍पणियां और अभिमत आमंत्रित हैं।

इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव (नीचे प्रस्‍तुत प्रस्‍ताव केवल मसौदा अवस्‍था में है और लोगों की राय जानने के लिए इन्‍हें यहां रखा जा रहा है। इस अवस्‍था में वे प्रस्‍ताव, सरकार की किसी प्रतिबद्धता को इंगित नहीं करते।)

आपके विचारों को व्‍यक्‍त करने की अंतिम तारीख 29 जून, 2015, सायं 5:00 बजे तक है।

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JAIKISHAN GOEL
JAIKISHAN GOEL 11 साल 4 दिन पहले
PROOF SO THAT ONLY ONE IDENTITY PROOF IS THERE FOR ONE PERSON AND GOVERNMENT FOR OWN PURPOSE WILL HAVE SUB IDENTITY PROOF WHICH EVERY DEPARTMENT OF STATE OR CENTRAL WILL USE THAT PROOF. HENCE PERSON WILL BE IDENTIFIED AND NO PERSON LIVING IN ANY STATE WILL BE ABLE TO DO ANY MISSHAPING. FURTHER SINCE PERSON WILL BE IDENTIFIED EVERY PERSON WILL HAVE TO MENTION HIS NUMBER IN IS TRANSACTION AND ALL OTHER NUMBER WILL BE OF NO USE FOR PERSON FOR FINANCIAL TRANSACTION THOUGH IT WILL BE USED BY CENTER
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JAIKISHAN GOEL
JAIKISHAN GOEL 11 साल 4 दिन पहले
IT IS ONLY POSSIBLE WHEN ALL STATE AND CENTRAL TOGETHER LINK IDENTIFICATION DOCUMENTS OF EACH AND EVERY PEOPLE WITH ONCE CENTRAL DATA REGISTRY WHOSE OWNERSHIP LIES WITH BOTH AND CENTER SO THAT THEY DO NOT QUARREL WITH EACH OTHER AND BOTH CENTER AND STATE USE SAME IDENTIFICATION DOCUMENTS. FOR EXAMPLE NAME OF IDENTIFICATION NUMBER FOR EACH PERSON IS KEPT AADMI AND THEN EACH PERSON WILL HAVE HIS AADMI NUMBER IN WHICH ALL IDENTITY PROOF WILL BE MERGED AND WILL BE SUB IDENTITY PROOF AND NOT IDENTITY
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ABHISHEK K BHASKARA
ABHISHEK K BHASKARA 11 साल 4 दिन पहले
Hi! 1st step to curb Black money & corruption is to Curd Direct cash transactions. Govt Shud have its Own Payment Wallet to facilitate E Transactions. Wit JAN DHAN banks have issued A lot #RUPAY cards mostly to first time Bank customers. There shud prop & Effective education abt using Debit Cards For payments. Incentives shud b given for E-payments. Also the penetration of POS in TIER-2 & 3 cities very low. First gov shud encourage merchants to hav a POS. Transactions costs shud be rationalized.
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Sandeep Prabhakaran
Sandeep Prabhakaran 11 साल 4 दिन पहले
The draft proposal on electronic transaction is a great measure to curb black money transactions, tax avoidance & reduce corruption. However, the following points must be considered to make India a cashless economy: Reduction of service tax, VAT, surcharge & luxury tax on non-cash transactions No charges on IMPF & other bank transfers User controlled dynamic spend limits on Debit cards Alternative methods for 2 factor authentication Install NFC supported machines at POS
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KRISHNAN RAJU NAIR
KRISHNAN RAJU NAIR 11 साल 4 दिन पहले
bank should give out plastic card money, which can be swiped instead of paper money against call kinds of cash including foreign currency similar to metro card and tourist of other countries, their card should be accepted in India without any charges in INR. Money transfer from mobile to mobile to be made highly secure and be made as easy as making call, to enable payment to even a rickshaw puller or road side dhabha.
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RK SINGH
RK SINGH 11 साल 4 दिन पहले
It is true that Electronic Transaction will work well in transparency and combat black money as well. But Encryption of foolproof Gateway need to be addressed first, which should be devised properly with the help of professionals in IT industries by outsourcing. Even NIC server also need alot of improvement which run various government sites. In USA plastic money is in use and every where they use technology that too believe in unmanned counters.
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Amitendra Kumar
Amitendra Kumar 11 साल 4 दिन पहले
1. Remove all kind of taxes in Card Payments such as Txn.fee etc. 2. Retailers charge 1-2% in smaller cities, ensuring that customer pays in cash. Ensure necessary steps to curb this practice, as they hide most of the cash transactions. 3. Scrutiny of income of retailers having PAN but not paying taxes showing low income, due to hiding cash transactions. Strict Punishment be proposed.This is where maximum evaders are, along with those at higher levels. This will increase tax inflow too.
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