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इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव

Draft Proposals for Facilitating Electronic Transactions
आरंभ करने की तिथि :
Jun 16, 2015
अंतिम तिथि :
Jun 29, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित ...

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित घोषणा की:

“काले धन के प्रवाह को रोकने का एक तरीका नकद लेन-देन को हतोत्‍साहित करना है। आजकल चूंकि बहुसंख्‍यक भारतीयों के पास “रूपे” डेबिट कार्ड होता है अथवा वे उन्‍हें प्राप्‍त कर सकते हैं, अत: मैं शीघ्र ही कुछ ऐसे उपाय शुरू करने के प्रस्‍ताव करता हूं जो डेबिट अथवा क्रेडिट कार्ड संबंधी लेनदेनों को प्रोत्‍साहित करेंगे और नकद लेन-देन को हतोत्‍साहित करेंगे।”

तदनुसार, इलेक्‍ट्रॉनिक लेन-देन (ई- लेन-देन) को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव तैयार किए गए हैं। मसौदा प्रस्‍तावों पर टिप्‍पणियां और अभिमत आमंत्रित हैं।

इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव (नीचे प्रस्‍तुत प्रस्‍ताव केवल मसौदा अवस्‍था में है और लोगों की राय जानने के लिए इन्‍हें यहां रखा जा रहा है। इस अवस्‍था में वे प्रस्‍ताव, सरकार की किसी प्रतिबद्धता को इंगित नहीं करते।)

आपके विचारों को व्‍यक्‍त करने की अंतिम तारीख 29 जून, 2015, सायं 5:00 बजे तक है।

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1250 सबमिशन दिखा रहा है
vengataraman
vengataraman 11 साल 5 दिन पहले
4. All the transactions of the assessee should be through internet banking system or through point of sale echo system using the RUPAY type card. 5. Even sales to other than individuals should also be through POS receiving money in electronic form from card issued to current account holders. 6. current account holder may be allowed to be issued with more than one card, which can be enabled for an amount restricted on day to day basis by the authorised persons in net banking.
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vengataraman
vengataraman 11 साल 5 दिन पहले
The following are suggestions: 1. All Bank Account (s) in persons /Individual name to be linked to a Addhar Card 2 Rupay type card may be issued to all Addhar Card holders: 3. The card may be allowed to be linked to any bank account linked to the Addhar Number of the holders and allowed to be used as debit card from any such account linked to the card. 3. GST information echo system may have to be enabled to catch all transaction including sales made by all assessees.
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pranshu srivastava
pranshu srivastava 11 साल 5 दिन पहले
For better transparent services,we have a very simple and a very modern idea.A Mobile phone based money transfer & financial service. It allows a user to pay anyone, anytime and from anywhere using his/her mobile number & Internet(in a very convenient and faster way). Money transfer will be using online wallet system on first stage and on second stage, will be upgraded to value added services like SMS, Calls etc. for making it more comfortable for the ordinary users like Auto wala, Bus Servic
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sandesh kirkire
sandesh kirkire 11 साल 5 दिन पहले
Make it difficult to have cash transactions by doing the following: 1. Abolish all currency above Rs 100. In any case one is having the menace of duplicate currency and that too in the high value currencies of rs 500 and Rs 1000. 2. For all transactions above Rs 5000 every establishment has to maintain a copy of the PAN card of the customer.
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ARVIND MAHAJAN
ARVIND MAHAJAN 11 साल 5 दिन पहले
1) Before providing any incentives, first step should be abolish all the service charges on debit cards and credit cards payments to any merchant/utility etc. If the banks need fee let the GOI pay as incentive. 2) Attractive Cash back/ discount of all the payments made online or offline through merchants through card swipes. 3)No cash transactions above 5000 Rs.should be allowed. 4) No upper limit on online transactions. 5) All property payments online.
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Jayesh Kumar
Jayesh Kumar 11 साल 5 दिन पहले
...(2/2) ensuring all bank accounts have PAN/Aadhar number. 5) All online financial transactions shall have nil/minimal cost. 6) Banks shall start issuing Rupay Credit cards, shift away from MasterCard/Visa/Dinners etc We must discourage cash transactions alongwith increasing electronic transactions.
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Shanmugananth Kandhasamy
Shanmugananth Kandhasamy 11 साल 5 दिन पहले
Please introduce Standard billing format and billing tracking mechanism , since till now Government is in a position that it CANNOT ensure that all the taxes(ST/VAT/ET/etc..) collected from public exactly reaches TAX department, even if GOVT increase ST/VAT to 20 % they cannot able to increase the revenue since there is no tracking mechanism of billing system by each TIN holders, for example if a TIN holder BILLS 1000 bills per day and if he shows only 500 BILLS to TAX dept, itis acceptable
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Jayesh Kumar
Jayesh Kumar 11 साल 5 दिन पहले
1) Banks must issue Debit Card free of charges. Some banks charge annual fees for Debit Cards. 2) Banks should be asked to report cash deposits in excess of 2 Lakhs in year in an account, similar to the credit card transaction limits. This would discourage cash transactions, especially large amounts (which are mostly illegal). 3) PAN/Aadhar should be linked to enable seamless monitoring of bank transactions. 4) KYC norms should be changed to only PAN/Aadhar card as ID proof. (1/2)
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Harish Mundra
Harish Mundra 11 साल 5 दिन पहले
1) Tax Rebate to merchants on VAT should be extended to GST as well once it is launched 2) Make banks to mandatorily issue Rupay debit card to all active accounts. Visa / Master can be optional and charged. Currently banks issue either visa or master. This should apply to all banks including private ones. 3) All incentives should be based on the volume of transactions done through electronic means. 4) Tax rebates for expenditure through electronic means would require all the bank / card accou
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