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इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव

Draft Proposals for Facilitating Electronic Transactions
आरंभ करने की तिथि :
Jun 16, 2015
अंतिम तिथि :
Jun 29, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित ...

वित्‍त मंत्री ने केन्‍द्रीय बजट 2015-16 के अपने बजट भाषण में निम्‍नलिखित घोषणा की:

“काले धन के प्रवाह को रोकने का एक तरीका नकद लेन-देन को हतोत्‍साहित करना है। आजकल चूंकि बहुसंख्‍यक भारतीयों के पास “रूपे” डेबिट कार्ड होता है अथवा वे उन्‍हें प्राप्‍त कर सकते हैं, अत: मैं शीघ्र ही कुछ ऐसे उपाय शुरू करने के प्रस्‍ताव करता हूं जो डेबिट अथवा क्रेडिट कार्ड संबंधी लेनदेनों को प्रोत्‍साहित करेंगे और नकद लेन-देन को हतोत्‍साहित करेंगे।”

तदनुसार, इलेक्‍ट्रॉनिक लेन-देन (ई- लेन-देन) को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव तैयार किए गए हैं। मसौदा प्रस्‍तावों पर टिप्‍पणियां और अभिमत आमंत्रित हैं।

इलेक्‍ट्रॉनिक लेन-देन को सुविधाजनक बनाने के लिए मसौदा प्रस्‍ताव (नीचे प्रस्‍तुत प्रस्‍ताव केवल मसौदा अवस्‍था में है और लोगों की राय जानने के लिए इन्‍हें यहां रखा जा रहा है। इस अवस्‍था में वे प्रस्‍ताव, सरकार की किसी प्रतिबद्धता को इंगित नहीं करते।)

आपके विचारों को व्‍यक्‍त करने की अंतिम तारीख 29 जून, 2015, सायं 5:00 बजे तक है।

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1250 सबमिशन दिखा रहा है
Hari_10
Hari_10 11 साल 1 week पहले
All the world governments are coordinating to eliminate cash. The 'cashless society' is being sold to citizens as a convenience. No more dirty, grubby coins, and bills to carry around! Digital money meant total control by government. Government could also monitor all of transactions and digitally freeze your account if people disagree with their tax or monetary policy. People are trapped in the banking system. Gov can impose negative interest rates.
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Jithu T Johnny
Jithu T Johnny 11 साल 1 week पहले
"Cards Only" is the board I want to see at all money collecting counters. It will liberate us from black money, bribery, fake notes, soiled notes, the need to carry coins etc. Free SMS & OTP based instant money transfer to any account in India without minimum amount limit & using only account No. will bring the masses to this fold. Make currency notes irrelevant. Communication provider, banks, payment gateways all should work in tandem with government to eliminate charges & smoothen money flow.
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Hari_10
Hari_10 11 साल 1 week पहले
Respected sir, Here are my views: I really like the idea of cashless society. There are advantages and disadvantages. Advantages:We can eliminate illegal transactions. Make people from all areas to pay taxes. Right now a very small percentage of people pay taxes in India. Corruption can also be reduced by doing that. All the transactions are on track. However, Credit card policies, debit card policies need to be strengthened.
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Venkatasubramanian B
Venkatasubramanian B 11 साल 1 week पहले
Due to lot of security issues and problems of swiping of card at POs where fraud happens by either noting card pin using cameras at shop and swiping card at some duplicate machines which copy data to computer. Best would be sending sms to mobile of user with secondary pin to enter in POs on random basis so that public are protected. Nobody is worried on spending extra few seconds but security and customer confidence and public complete faith in card payment. Pls have otp or sms pin for card paym
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Venkatasubramanian B
Venkatasubramanian B 11 साल 1 week पहले
Instead of each organisation giving tax concessions. The overall purchase through a card for each financial year should be calculated and overall 10% must be tax relieved initially to pick up of the card transactions. The overall amount can be cleared in bulk by respective banks on the fd's held by the user or as cash credit to account. Cash credit can be provided by banks based on the logic on which they give discounts during shopping festivals. Govt should not spend or loose its revenue.
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T N RAMANATHAN
T N RAMANATHAN 11 साल 1 week पहले
Respected Sir, The individuals may be given Income Tax benefit of 1 to 2% whereas the corporates , Firms, Trusts, societies , business establishments, etc need not be given any rebate as incentive as they are going to pay 25% maximum rate IT from FY 15-16 as against 30% by individuals.On the other hand it shall be made mandatory that all transactions by them shall be through net banking or card transactions with penalty ranging from 2 times to maximum of 10 times the value non e payment.
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Venkatasubramanian B
Venkatasubramanian B 11 साल 1 week पहले
No tax concessions needed just make compulsory certain transactions and mobile based at zero fees for value less than Rs. 1500 initially. The compulsory transactions should be vehicle purchase, fuel, banks some are cash only sbi made cashless to 70% all banks should have pos at cash counters and more like sbi, land purchase and registration only through banks, forex, rent payment, advance for shops, purchase less than 1500 in metros compulsory, liquor purchase,3/ 5 star hotels.
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LANCY D COSTA
LANCY D COSTA 11 साल 1 week पहले
Finance Minister ji this is a good idea. Electronic transaction are good in all respect if you answer my one question. Who is responsible for mis-utilisation of electronic mode ? One of my friend swiped his debit card in a shop for purchase in Mangalore , Karnataka. After some days duplicate debit card swipped in Noida and he lost 19000 rupees. If Govt gives security for the public money then this system is good. who is responsible for the loss.Police people even deny to receive complaint.
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Sanjay Sadanand Shanbhag
Sanjay Sadanand Shanbhag 11 साल 1 week पहले
1. Make all routine transactions like telephone,electricity,water or even monthly/quarterly VAT etc. payments also by "Debit Clearing"(dipping directly into mandated accounts with ceiling limits). As of now, it is boasted of online payments, but that too is accessible to tech savy persons and consumes time. 2.The discount of 1% or so for payment by electronic mode should be restored retrospectively (BSNL cancelled it sometime back). SANJAY S. SHANBHAG, KARWAR 9482186744
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Venkatasubramanian B
Venkatasubramanian B 11 साल 1 week पहले
Purchase of vehicles must be made card transactions in all showrooms. Vehicles like car bikes lorries are major sources of black money movement. If a person can buy a vehicle ask him to first put money in bank and use pos at sale point to buy. Rto should not give registration without entry in bank account with screenshot or bank letter to help reduce biggest black money loophole of gifting vehicles to avoid tax men. If a showroom can sell a vehicles for 40,000 or in lakhs should be in card tran
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